Nine Very Important Codes Everyone Loses And How To Find Them

It's a conversation we have almost every week.

“Do you know your UTR number?”

"What’s a UTR number?"

Whether you're self-employed, a landlord, a company director or an employer, there are a surprising number of reference numbers, codes and IDs linked to your taxes and business affairs. The problem is that most of them arrive once, get filed away (or thrown away), and then become impossible to find when you actually need them.

Here's a guide to the most common numbers we ask our clients for, what they look like, where they come from, and what to do if they've gone missing.

1. UTR (Unique Taxpayer Reference)

What is it?

Your UTR is the reference number HMRC uses to identify you for Self Assessment.

If you're self-employed, a landlord, a partnership member or someone who completes a tax return, you'll almost certainly have one.

What does it look like?

10 digits only

Example:

1234567890

How does it arrive?

Usually by letter from HMRC when you first register for Self Assessment.

You'll also find it on:

  • Tax returns

  • HMRC statements

  • Notices to complete a tax return

  • Self Assessment correspondence

Lost it?

You can often find it by:

  • Logging into your Personal Tax Account

  • Checking previous HMRC letters

  • Contacting HMRC

Your accountant may also have it if you've provided it previously.

2. National Insurance Number (NI Number)

What is it?

Your National Insurance number links your tax, National Insurance contributions, state pension record and employment history.

What does it look like?

Two letters, six numbers and a final letter

Example:

AB 12 34 56 C

How does it arrive?

Historically as part of your National Insurance registration.

It can often be found on:

  • Payslips

  • P60s

  • HMRC letters

  • The HMRC app

  • Your Personal Tax Account

Lost it?

You can:

  • Check a payslip or P60

  • Log into your Personal Tax Account

  • Use HMRC's online service to retrieve it

3. Government Gateway User ID

What is it?

This is your HMRC online login ID.

It's different from:

  • Your National Insurance number

  • Your UTR

  • Your VAT number

What does it look like?

Usually 12 digits, although older ones can differ slightly.

Example:

123456789012

How does it arrive?

It's created when you set up an HMRC online account.

You'll usually see it:

  • On screen when registering

  • In HMRC registration emails

  • Within your online account details

Lost it?

HMRC has an online recovery service that can usually retrieve your Government Gateway ID using details they already hold.

4. VAT Registration Number

What is it?

Your VAT registration number identifies your business for VAT purposes.

You'll need it for:

  • VAT returns

  • Invoices

  • Supplier checks

  • VAT registrations with software providers

What does it look like?

Usually:

GB123456789

or simply

123456789

How does it arrive?

On your VAT registration confirmation from HMRC.

You'll also find it on:

  • VAT certificates

  • Submitted VAT returns

  • Business invoices

Lost it?

Check:

  • An invoice you've issued

  • Your bookkeeping software

  • VAT correspondence from HMRC

5. Company Authentication Code (CAC)

What is it?

A six-character code issued by Companies House. It allows documents to be filed online for a company and is often needed by accountants when taking over a company or filing certain forms electronically.

What does it look like?

Six characters, usually a mixture of letters and numbers.

e.g. A1B2C3

How does it arrive?

Usually issued by Companies House when a company is incorporated, or sent separately if requested.

Lost it?

It can be requested from Companies House and sent to the registered office.

6. Employer PAYE Reference Number

What is it?

An employer reference used for payroll.

What does it look like?

Usually:

123/AB456

How does it arrive?

When you register as an employer with HMRC.

Lost it?

Check:

  • Payroll software

  • HMRC employer letters

  • RTI submissions

7. Accounts Office Reference Number

What is it?

Used when paying PAYE and National Insurance to HMRC.

What does it look like?

Usually:

123PA12345678

How does it arrive?

Alongside your PAYE registration details.

Lost it?

Check:

  • HMRC employer correspondence

  • Payroll software

  • Previous payment records

8. Company Registration Number (CRN)

What is it?

Your company's official registration number at Companies House.

What does it look like?

Usually 8 digits.

Example:

12345678

Some company registration numbers contain letters, particularly companies registered in Scotland, Northern Ireland or under certain Companies House registration types.

How does it arrive?

When the company is incorporated.

Lost it?

Search your company on the Companies House website and you'll find it instantly.

9. Pension Scheme Reference Numbers

What are they?

These identify workplace pension schemes and employer registrations.

What do they look like?

The format varies between providers.

How do they arrive?

Usually through pension provider correspondence.

Lost them?

Contact the pension provider directly or check previous scheme documentation.

Our Advice? Keep Every HMRC Letter

In a world where most things are digital, it's surprisingly common for important tax details to arrive by post.

Even if a letter doesn't seem important at the time, it could contain a reference number you'll desperately need a year later.

A simple folder labelled "HMRC" (physical or digital) can save hours of frustration.

And if you're not sure what a letter means or whether it's important, send it to us. We'd much rather answer a quick question today than spend three weeks tracking down a missing reference number later.

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