7 Reasons We Love Xero for Making Tax Digital (MTD)

If spreadsheets make your soul shrivel and HMRC deadlines haunt your dreams, Xero might just be your new best friend.

With Making Tax Digital (MTD) rolling out to sole traders and landlords by April 2026, choosing the right software isn’t just a nice-to-have, it’s essential. At Middlebrook Accountancy, Xero is our go-to recommendation and we’re Silver Champion partners, which mean we know it better than our local highstreet. Why do we recommend Xero to our clients? Because it’s simple, smart, and built for real people not just accountants.

Here’s why we love Xero for MTD, and why you might too.

1. It’s MTD Compliant

Xero is officially recognised by HMRC as MTD-compatible software. That means it ticks all the boxes for digital record-keeping, VAT submissions, and real-time reporting.

Whether you’re a sole trader juggling invoices or a landlord managing multiple properties, Xero keeps you compliant without the faff.

2. It’s User-Friendly

Let’s be honest: not everyone loves numbers. That’s why Xero’s clean dashboard and intuitive layout are such a breath of fresh air.

You don’t need a finance degree to use it. Labels are clear, menus make sense, and helpful prompts guide you through tasks like invoicing, reconciling bank transactions, and submitting VAT returns.

If you’re a landlord or sole trader who’s never used accounting software before, Xero is a gentle introduction to the digital world.

3. Bank Feeds That Actually Work

One of Xero’s best features is its secure, automatic bank feeds. Once connected, your transactions flow into Xero daily.

This means your books stay up to date without you lifting a finger. You can see what’s coming in and going out, match payments to invoices, and spot any issues early.

It’s especially handy for landlords who want to track rent payments or sole traders managing multiple income streams.

4. It has Smart Invoicing and Expense Tracking

Xero makes it easy to send invoices and log expenses on the go. You can create and email invoices from your phone, snap receipts with the app, and categorise expenses in seconds.

This is a game-changer for mobile businesses.

No more lost receipts or forgotten mileage logs. Just quick, clean records that keep your finances in shape.

5. It has Real-Time Collaboration with Your Accountant

Xero isn’t just great for you, it’s great for your accountant too. Because it’s cloud-based, we can log in and help you in real time. No more emailing spreadsheets back and forth or chasing missing documents.

At Middlebrook Accountancy, we’re proud to be a Xero Silver Champion Partner. That means we know the system inside out and can offer expert support, training, and migration services tailored to your needs.

Whether you’re switching from paper records or another platform, we’ll make it smooth and stress-free.

6. It’s Scalable for Growth

Xero isn’t just for today. It’s tomorrow-proof. As your business grows, Xero grows with you.

You can add features like payroll, inventory management, project tracking, and even multi-currency support. It’s ideal for landlords expanding their portfolio or sole traders turning side hustles into full-time ventures.

Start small, stay compliant, and scale confidently.

7. It Offers Helpful Support and Resources

Xero Central is packed with guides, videos, and community answers. Whether you’re stuck on a setting or curious about a new feature, help is just a click away.

And if you’d rather talk to a human, we’re here for that too. Middlebrook offers tailored training sessions, one-to-one support, and friendly advice, but always in plain English.

Ready to Make the Switch?

Making Tax Digital doesn’t have to be a headache. With Xero and Middlebrook Accountancy, it’s more like ticking a box while sipping tea.

Whether you’re a sole trader, landlord, or small business owner, we’ll help you get set up, stay compliant, and feel confident about your finances.